Buyers Resources

Buying Process Steps                        Who Pays for What?                   Working with a Realtor

Steps to buying your Breckenridge Real Estate

Find a Realtor you can Trust - A Buyer’s Real Estate Agent can:

1.       Educate you about your market.

2.       Analyze your wants and needs.

3.       Guide you to properties that fit your criteria.

4.       Coordinates the work of other needed professionals.

5.       Negotiates on your behalf.

6.       Checks and double-checks paperwork and deadlines.

7.       Solves any problems that may arise.

Eight important questions to ask your agent
Qualifications are important. However, finding a solid, professional agent means getting beyond the resume, and into what makes an agent effective. Use the following questions as your starting point in hiring your licensed, professional real estate agent:

1.       Why did you become a real estate agent?

2.       Why should I work with you?

3.       What do you do better than other real estate agents?

4.       What process will you use to help me find the right home for my particular wants and needs?

5.       What are the most common things that go wrong in a transaction and how would you handle them?

6.       What are some mistakes that you think people make when buying their first home?

7.       What other professionals do you suggest we work with and what are their credentials?

8.       Can you provide me with references or testimonials from past clients?

Secure financing - GET PRE-APPROVED

An important aspect when starting the process of buying a home is to meet with a lender and get a pre-approval letter.  Your lender will be able to let you know how much you can qualify for to purchase your Breckenridge Property. 

The Search Begins...

Search for your Breckenridge property on our website 24/7.  All properties for sale are listed our on website, www.breckcondos.com

Keep in mind and ask yourself these questions:

1.       How much space do I need and why?

2.       Which is more critical: location or size?

3.      Is rental income necessary?

4.       How important is home value appreciation?

5.       Do I want to be close to town?

6.       Would I be interested in a condo?

7.       Would I be interested in new home construction?

8.       What features and amenities do I want? Which do I really need?

Make an offer.

When searching for your dream home, you were just that – a dreamer.  Now you find the right property...It's time to make an offer.  We will fill out the contract, provide you with recent comparables and negotiate on your behalf.  That's why you've hired us!

The Accepted Offer

Congratulations, your under contract.  We'll make sure every deadline is met and the buying process goes smoothly.

Inspections and Final Stages

Final details are handled and inspections are perfomed to ensure that your property is right!  The final stage of the home buying process is the lender’s confirmation of the home’s value and legal statue, and your continued credit-worthiness. This entails a survey, appraisal, title search, and a final check of your credit and finance. Your agent will keep you posted on how each if progressing, but your work is pretty much done.

You just have a few preclosing responsibilities:

1.       Stay in control of your finances.

2.       Return all phone calls and paperwork promptly.

3.       Communicate with your agent at least once a week.

4.       Several days before closing, confirm with your agent that all your documentation is in place and in order.

5.       Obtain certified funds for closing.

6.       Conduct a final walk-through.

Closing

You do not need to be present to close.  All Title companies can send documents to you. 

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Who pays for what?

The Buyer can normally be expected to pay for the following:

•Title Policy

•Recording charges for all documents in buyer's name

•All new loan charges

•Fire insurance premium

•Home inspection

•Appraisal

•Reserve account for HOA dues, taxes and insurance

The Seller can normally be expected to pay for the following

•Real Estate Commission

Owner's title insurance

•Payoff of all loans

•Any tax leins, judgements

•Unpaid taxes

•Unpaid Homeowner association dues

•Unpaid Assessments

•State real estate tax

•Half of the documentation-preparation fee

Some things are negotiable...

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Working with a Realtor

Most properties in Summit County are not displayed easily for potential buyers.  As you drive around Breckenridge, Keystone or Frisco, you'll find that many condo complexes do not allow "For Sale" signs.  As a member of the Multiple Listing Service, we can show you any property for sale in Summit County.

Experience - For over 25 years we have been representing sellers and buyers throughout Summit County.  As the market changes, we change and stay up to date with property values and current conditions.  Our years of experience allows us to listen to your wants and desires and find the best property for you.

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